The AI-native spreadsheet for financial modeling, scenario planning, and FP&A.
Causal is the AI-native replacement for the financial model you've been building in Excel for 5 years. It has all the formula power of a spreadsheet, but with native version control, real-time collab, and a beautiful UI for scenario planning. The 2026 AI assistant turns prompts like 'model a SaaS business with 20% MoM growth' into a working model in 30 seconds. It also handles Monte Carlo simulations, sensitivity analysis, and waterfall charts out of the box.
Who it's for: FP&A teams, founders building financial models, consultants, investors, and anyone tired of building financial models in Excel.
Describe a model in plain English ('a B2B SaaS with $2K ACV, 15% MoM growth, 80% gross margin'), and Causal generates a full working model with assumptions, outputs, and charts in under a minute.
Click any assumption to see base, upside, downside cases. Tornado charts, scenario tables, and Monte Carlo simulations — without writing a single formula.
Figma-style multiplayer editing. Every model has a version history, branches, and the ability to roll back. No more 'FINAL_v3_actual_final.xlsx'.
Pull live data from Stripe, QuickBooks, Xero, HubSpot, Salesforce, and SQL databases. Build models that update in real time from your source-of-truth systems.
Causal is the best new financial modeling tool in a decade. If you build any kind of business model — startup financial plan, M&A scenario, pricing sensitivity — Causal will save you hours. The AI model builder alone is worth the trial. Not an Excel replacement for everything, but for models you'll share with others, it wins.
AI data analyst — good for ad-hoc analysis, less for models
AI-generated presentations from prompts — model the deck from your model
Best for writing and reasoning about financial narratives
AI notes that auto-organize — capture model assumptions as you go